MICR, which stands for Magnetic Ink Character Recognition, is a set of numbers printed along the bottom of a cheque. These fibers will extend from a torn edge to verify its authenticity.Įmbedded in the sheet, fibres are visible only under ultraviolet light, and are extremely difficult to duplicate. The chemical reactants produce permanent stains when bleach or solvents are used to alter the cheque document.įibres are visible in ordinary light and arranged on both sides of the cheque. These inks reduce a forger's ability to modify the printed amount or alter the designated payee because when solvent are applied, a chemical reaction with the security ink distorts the appearance of the cheque. Security inks react with common eradication chemicals. These items are difficult to forge, scan, or reproduce because they are produced with a sophisticated, laser-based etching process. However, if the cheque has been photocopied or scanned with a desktop scanner, the pattern will be totally illegible.Ī holostripe is a metallic stripe that contains one or more holograms, similar to those on credit cards.
#Eliminating void pantograph series
When magnified, the line or pattern contains a series of words that run together. High-Resolution Micro Printing is very small printing, typically used for the signature line of a cheque or around the border in what appears to be a line or pattern to the naked eye. When chemicals are applied, the chemical voids causes the word "VOID" to appear, making the item nonnegotiable. Both Payee and Amount - Cheques have been altered to show payee details and amount details other than those originally authorized by the drawer.Ĭheque washing is a process of erasing all the information on a cheque, either printed or written, with chemicals, such as:Ĭheque washers subsequently will write the cheque to themselves, and increase the amount payable significantly.Ĭhemical voids treats cheque paper in a manner that is not detectable until eradicator chemical contact the paper.Amount Only - cheques have been altered to show amount details other than those originally authorized by the drawer.
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Payee Only - cheques have been altered to show payee details other than those originally authorized by the drawer.Spot alteration is a process of changing some information on specific locations, such as the payee or amount details to the benefits of the fraudsters. They conduct their crimes by changing some or all information on the cheque. AlterationĬheque fraudsters take advantage of the theft of a legitimate cheque in transit between the writer and recipient.
#Eliminating void pantograph software
With counterfeiters may conduct their crime by simply duplicating a cheque with advanced colour photocopiers or fabricating a cheque with desktop publishing equipment, such as computer, scanner, sophisticated software and high-grade laser printer to alter the MICR line, counterfeiting becomes the fastest-growing source of fraudulent cheques.
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On the contrary, when it uses new paper, it is called non-originated counterfeit cheque.
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When it uses paper of the original cheque, it is called originated counterfeit cheque. Counterfeiting & Alteration CounterfeitingĬounterfeiters take advantage of the advancement in laser printing, scanning, colour copying and desktop publishing capability that can be afforded at a relatively inexpensive cost to create new, unauthorised cheque.